Finsura Corporate has the capability and experience to insure all types of mining operations and related contractors above or below ground

Contact Finsura Corporate to discuss how we can assist insuring your company.

 Ph: 02 8397 8222 or request a call back via the online form.

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Target Risks

Driller

Miner

Haul Truck Operator

Truck Driver

Welder

Longwall / Continuous Miner Operator

Crusher Operator

Bogger Operator

Drillers – above and below ground

Air leg miners

Shaft sinkers

Mobile plant operators

Fitters

Engineers

Geologists

Rehabilitation consultants

Rock bolters

Underground electricians

Dewatering contractors

Foreman

Supervisors

Charge up crew

Machine operators

Off-shore consultants

Sub-sea contracts

Deputy mine managers

Exploration

Drill and blast

Exploration companies

Engineers/consultants

Tenement holders

Fitter

Heavy Vehicle Mechanic

Labourer

Jumbo Operator

Excavator Operator

Bulldozer Operator

Grader Operator

Scraper Operator

Metal Fabricator

Boilermaker

Sheetmetal Worker

Automotive Mechanic (Heavy or Light)

Drillers – above and below ground

Air leg miners

Shaft sinkers

Mobile plant operators

Fitters

Engineers

Geologists

Rehabilitation consultants

Rock bolters

Underground electricians

Dewatering contractors

Geoscientist

Geophysicist

Surveyor

Field Assistant

Resource Geologist

Mine Geologist

Exploration Geologist

Cartographers (GIS Technician)

Geotechnical Engineer

Key Areas of Risk

Professional Indemnity

There is a significant Professional Indemnity exposure for this occupation associated with claims for Bodily Injury, Property Damage and Financial Loss arising out of an error or omission in design, consultancy professional advice, contract administration and project management and specification. There are a number of companies now offering design and construct policies.

Management Liability

The Mining Contractor’s head office will be responsible for a range of Corporate Management activities including policies and procedures in relation to Employment Practices, Recruitment, OH&S, Tax and other Corporate returns, provision of advice to franchisees or branches, statutory returns and many other elements of corporate governance, making management liability insurance an important consideration.

Public Liability

Mining risk is associated with work at the construction site or Australia wide including the risks of unauthorised access, attractive nuisance, excavation work, liability to sub-contractors, vicarious liability for sub-contractors, damage to customer and other third party property, business interruptions e.g. from interruption of gas or water supply and third party injuries from tools, equipment and materials. Good risk management of on-site risks is essential.

Products Liability

Mining contractors are often surprised to hear they have a products liability exposure. Although claims will be rare, they could be severe. Because the principal contractor is responsible for inspecting and approving all the work that goes into a project, you may be held responsible for a wide range of problems that can develop with a completed structure, including those arising from errors made by subcontractors. The main risks include: (a) the use of lower-quality product or materials; (b) not following specifications or building codes, and (c) defective work.

Key Covers

Annual or Single Construction Insurance Policy

Public & Products Liability

Professional Indemnity

Management Liability incl D & O

Marine Transit Insurance

Cyber Insurance

Tax Audit

Motor Fleet

Workers Compensation Management

Equipment including fixed and mobile cranes